For Buyers

Looking to Buy?

I work with first time buyers,  families, singletons, downsizers and investors.

This section offers tools for people in the market to buy real estate. Buying a home for many can be seem like a very daunting task. There are many things to consider when purchasing real estate property or buying a new home. As a realtor it is my job to be an invaluable resource to my clients and give them solid unbiased information and resources to help them understand the process from house shopping to move-in day. Below is a quick checklist of some of the things you should consider when searching for a new home. By no means is this considered to be an exhaustive list. Please don’t hesitate to contact me for ANY questions regarding the entire home purchasing process.

» Research and understand the “mortgage” process. Do your best to understand how a mortgage loan actually works. Understand that there are closing costs that catch first-time home buyer’s off guard.

» Getting pre-approved for a mortgage gives you buying power. You can “remove subjects” faster and it gives you leverage in any negotiations. If your offer is already pre-approved and you are ready to move in 15 days sooner than another potential buyer that still needs financing – your offer will most likely win out.

» Narrow down your home search as early as possible. How much can you realistically afford? What areas do you prefer? What are your priorities in terms of location and amenities? The more questions you have answered for yourself gives your agent a much higher chance of success of finding you the perfect home for your needs.

» Familiarize yourself with the different types of homes available. Ask your agent what the difference between a single-family residence, 2 storey with basement and rancher are. What kind of frame is the house-built on? What are the estimated electricity, cable costs for this home?

» When it’s time, most agents recommend getting a home inspection to make sure there is nothing out of the ordinary going on and you are getting exactly what you pay for. There are some buyers who skip this step because they feel it is not a necessity.

Important Links
Canadian Mortgage & Housing Corporation – Buying A Home
Buying a Home – Real Estate Council of BC
Home Owners Guide – BC Home Protection Office
Mortgage Payment Calculator

Quick Contact

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Midori McMillan HomeLife Realty 
6323 197 Street  Langley BC V2Y 1K8 

Mobile: 778-388-1570 Phone: 604-530-4141 Email: